Job Description
This highly successful company specializes in financing entrepreneurs – they believe small and medium sized businesses are the key to a successful future for South Africa.
Are you an ordinary Credit Analyst robotically following input/output credit model…
OR do you want to be an extraordinary analyst who is intellectually engaged & challenged
on every level …?
Get to know every entrepreneur and their business – mandatory face time with
entrepreneurs
Active participant in every Credit Committee session (3 sessions a week)
Expand your general business & industry knowledge exponentially
You get to directly make a difference to entrepreneurial businesses and build our
South African economy
As a Credit Analyst, you will analyze financial statements of multiple SMEs in South Africa
across various industry sectors with the aim of providing balanced feedback to the Credit
Committee.
The role will involve:
Preparing credit papers for review
Using inhouse and external rating agency credit rating tools and other economic
indicators to supplement analysis
Preparing detailed evaluation reports and prepare a balanced view credit paper to the
Credit Committee
Oversee and evaluate these lending/investment decisions
Conduct on-site evaluation missions
Promote and reinforce the role of Spartan as the financier to SMEs, constantly
improving relationships with entrepreneurs and potential partners
Required Qualifications
Degree in Commerce, with majors in finance/accounting
Desired Skills and Experience
Preferably 3 years’ relevant work experience in business financing or business
banking or SME credit analysis in either a bank, an investment company or an audit
company
Exposure to SMEs
Ability to take initiative, learn quickly and strive for results
Excellent communication skills (verbal and written)
Strong team player and motivator
Analytical mind, organized, attention to details
Project management skills